No bank account.
Nexa moves from wallet to wallet. You don't need a bank account to receive it.
Receive Nexa. For everyone.
Ping!
Money received.
From anywhere in the world.
Show your QR code or share a link. They pay in Nexa; you receive it in Wally Wallet. For your business, a sale or simply between friends. No bank account needed to receive Nexa.
This version uses Nexa testnet. Try it with practice coins.
From request to received · example
Nexa received
Your payment request•••
250.000tNEXA
A little request for Lisa.
A payment, near or far.
LLisa van Dijk✓
Nexa receivedStraight to your Wally Wallet
250.000tNEXA · example
✓✓ Paid. Ping!
✓ Ping! Money received.
Worldwide ↗24/7 ↗0% Conto commission ↗That's Conto. ✳
For businesses and individuals
Receive.
Your way.
A payment request for a customer. Something you sold. Or money from someone on the other side of the world. Conto keeps it simple.
Your money. Your wallet.
Receive directly, including evenings and weekends. No banking hours or payout schedules.
One currency. Everywhere.
Nearby or across borders: you both use Nexa. A universal currency for a world of payments.
Stay on top of payments.
Conto automatically tracks open requests and payments that have been seen and confirmed.
Free Conto.
No Conto subscription or commission on your payments. Just the small Nexa network fee.
Small or large.
You choose the amount. Conto takes no percentage, even on larger payments.
You receive Nexa, not an automatic euro payout. Conto shows payment status; network confirmations can take time. This version uses tNEXA practice coins.
How to receive a payment
Wally. Conto.
Ping!
Your phone or computer is enough. No payment terminal needed.
Install Wally.
Download Wally Wallet from the official website. Find the App Store, Google Play and available desktop versions there.
Open Conto.
Open the app and connect Wally Wallet using the wallet button. Scan the connection code with Wally or use the wallet link, then confirm.
Show or share. Ping!
Create a payment request. Show the QR code or share the link. They confirm in Wally; you see the payment arrive.
For your business
Payments. Invoices. Bookings.
All in one. Free.
From the first booking to the Nexa payment: Conto connects your customer, appointment and invoice. Less retyping. Fewer separate systems. More time for your business.
01 / PAYReceive Nexa.
Receive Nexa.
Without a terminal.
At the counter or online: show the QR code on your screen or send a link. Payment goes straight to Wally. Conto updates the status and links it to the corresponding invoice.
- No separate payment terminal to buy
- No Conto commission or subscription
- Received payments automatically linked to the right invoice
Example•••Thanks for
Nice and simple ✦
•••Thanks for
your visit!
Your payment request
100.000 tNEXA Open payment request
⌗
Let your customer scan with Wally
02 / INVOICESLess invoicing.
Less invoicing.
More done.
Complete an appointment and let Conto create its invoice. Sold an extra product? Add it before completing. Invoice in euros and receive the converted amount in Nexa.
- Customer, appointment, invoice and payment stay connected
- A polished PDF with your business logo
- Monthly and quarterly reports for your VAT return
ExampleINVOICENeatly organised ✦
INVOICE2026-0012
To: Lisa van Dijk
Treatment€ 45,00
Products€ 15,00
Total incl. VAT€ 60,00
✓ PDF available↗ Payment request linked
03 / BOOKINGSLet customers book.
Let customers book.
Conto connects the dots.
Add the booking widget to your website. Your customer chooses a service and a free time slot. Conto links the right customer to the appointment and combines the treatment and extras on one bill.
- Your services, prices, practitioners and rooms
- Confirmations and reminders through your email service
- An invoice with a payment request when you complete an appointment
ExampleClear at a glance ✦
A lovely week.‹ ›
Mon
2Tue
3Wed
4Thu
5Fri
6
2Tue
3Wed
4Thu
5Fri
6
09:00
RobinFacial treatment
11:30
SamCut & style
13:30
LisaTreatment + products
Keep more. Manage less.
Focus on your work.
The rest follows.
For salons, hairdressers, freelancers and every business that wants payments and administration in one place.
No Conto commission.
Conto takes no share of your revenue, even as you receive more payments.
No payment terminal.
Use your existing phone or computer. No separate Point of Sale device to buy.
Your VAT overview, ready.
Create monthly or quarterly revenue and VAT reports. A useful starting point for your VAT return.
How a percentage adds up
100 payments of €50.
An example of payment processing costs. Small fees per payment add up.
Illustration: Stripe charges €1 per payment × 100. Conto receives Nexa instead of euro card payments; the services differ. Exchange, purchase, hosting and email costs are excluded. Card pricing source: Stripe, checked on 3 November 2026.
≈ 0
A fraction of a cent.
Nexa describes standard transactions as costing under $0.0001 in network fees. Actual fees depend on the transaction and exchange rate. Conto adds no commission. More about Nexa.
Try it yourself
Ready to
receive?
Connect Wally, create a request and show the QR code or share the link. For yourself or your business. Ping! Money received.
Open ContoYou are opening the current test version with practice coins.
The practical details
Good to
know.
A few answers before you start.
Is Conto free?+
Yes. Conto charges no subscription or commission for Pay, Invoices and Bookings. Nexa transactions have a small network fee. Buying or exchanging Nexa, hosting and email services may have separate costs.
Do I need a bank account?+
Not to receive Nexa in Wally Wallet. Transfers go directly from wallet to wallet. To buy Nexa or exchange it for euros, an external provider's terms and checks may apply.
Are Nexa payments anonymous?+
Nexa uses wallet addresses and is pseudonymous. We do not promise complete anonymity: transactions are visible on the public blockchain. Customer names, invoices and bookings may also contain personal data. Read how the Nexa network works.
How quickly will I see a payment?+
Nexa can be sent straight to your wallet around the clock. Conto distinguishes a seen payment from one with network confirmations. Detection and confirmation depend on connectivity and the network; we do not guarantee a fixed time.
Can I receive any amount?+
You choose the amount; Conto takes no percentage. It must fit the technical capabilities of the app, wallet and network. The payer needs enough Nexa, including the network fee.
What do Invoices and Bookings add?+
Pay is the foundation: receive Nexa easily. Invoices and Bookings add business administration. The customer books, you add products if needed, and create the invoice on completion. The payment is linked to it. You can also record cash payments.
Do I need Wally Wallet?+
Connect Wally to use your own Conto workspace. The customer also uses Wally for a Nexa payment. Cash payments can be recorded separately.
Am I using real money now?+
This version runs on Nexa testnet with tNEXA practice coins. Invoices may show euro amounts as examples. At this stage, Conto is intended for testing.
How do euros and Nexa work together?+
Create invoices in euros. Conto shows the Nexa amount using the recorded exchange rate. Always check the amount and network in Wally before confirming payment.
Can customers book through my website?+
Yes. Add a booking widget to your website. Customers choose a service and time and enter their details. Confirmations and reminders require a configured email service and an accessible Conto server.
Are my appointment notes on the blockchain?+
No. Internal notes are stored encrypted by the Conto server. They are not on the blockchain and are not added to public booking or payment pages.
Where does 'Open Conto' launch the app?+
Open Conto launches the online app at app.contopay.org in a new tab. The current version uses Nexa testnet practice coins.